LAST REVISED 01/01/89          
          RULE 5.5  Rules of Evidence and Procedure

          A.   Oral evidence may be taken on oath of affirmation.

          B.   Each  party  shall  have  the  right  to  call  and  examine
               witnesses,  to introduce exhibits, to cross-examine opposing
               witness on any  matter  relevant to the issues, and to rebut
               the evidence against him/her.

          C.   The  hearing need not be conducted  according  to  technical
               rules  relating  to  evidence  and  procedure.  Any relevant
               evidence shall be admitted if it is the  sort of evidence on
               which  responsible  persons are accustomed to  rely  in  the
               conduct of serious affairs.   Hearsay  evidence  may be used
               for  the  purpose of supplementing or explaining any  direct
               evidence but  shall not be sufficient in itself to support a
               finding unless  it  would  be  admissible  over objection in
               civil actions.  The rules of privilege shall be effective to
               the  same  extent  that  they  are now or hereafter  may  be
               recognized  in  civil  actions, and  irrelevant  and  unduly
               repetitious evidence shall be excluded.

                                      * * * * *